Invoice Finance And Factoring Cash Calculator Find Out How Much You Can Unlock
If your business has unpaid invoices, you could unlock immediate cash flow by using invoice finance. Our Invoice Finance Cash Calculator helps you estimate how much funding you can access against your outstanding invoices. Simply enter your invoice values, and get an instant estimate of your available funds.
Working Out How Much Cash You Could Release
Facilities such as invoice finance and factoring will release the cash tied up in your unpaid sales invoices. This calculator allows you to estimate the amount of money that could be released as working capital.
How Our Invoice Finance Calculator Works
Our tool is designed to give you a quick and easy estimate of the cash you could release from your invoices.
Here’s how it works:
- Enter Your Invoice Values – Input the total value of your unpaid invoices and the amount that is over 120 days old.
- Select the Advance Rate – Most providers offer invoice prepayment levels of between 70% and 95% of invoice values.
The calculator will estimate the advance rate based on the industry sector you select. - Get an Instant Estimate – Click "Calculate" to see how much cash you can access immediately.
- Receive a Tailored Quote – If you want a personalised finance offer, we can help connect you with the best invoice finance companies.
What Is Invoice Finance?
Invoice finance is a flexible funding solution that allows businesses to release cash tied up in unpaid invoices. Instead of waiting 30, 60, or even 90 days for customers to pay, businesses can access up to 95% (or even 100% minus fees in some cases) of their invoice value upfront.
See our detailed Guide To Invoice Finance to find out how it works and see example pricing.
How Much Cash Can I Get From Invoice Finance?
The amount of funding you can access depends on several factors:
- The total value of your unpaid invoices – The more outstanding invoices you have, the more cash you can release.
- The advance rate – Typically 70% to 95% of invoice values.
- Your industry and customer payment history – Some sectors qualify for higher advance rates.
- Your finance provider’s terms – Different funders have different risk appetites and advance rates.
Use our Invoice Finance Cash Calculator above to get an estimate tailored to your situation.
Why Use an Invoice Finance Calculator?
- Fast & Simple – No lengthy applications, just an instant estimate.
- Plan Your Cash Flow – Understand how much working capital you can unlock.
Then you can:
- Compare Your Options – To find the best invoice finance provider for your needs.
Who Can Use Invoice Finance?
Invoice finance is ideal for businesses that:
- Sell to other businesses (B2B) and issue invoices on credit terms.
- Have slow-paying customers and want to improve cash flow.
- Need working capital for growth, payroll, stock purchases, or operating costs.
- Operate in industries like manufacturing, construction, recruitment, wholesale, logistics, and services.
Get a Free Invoice Finance Quote Today
Want a personalised finance offer based on your business needs? Our team can help you find the best invoice finance provider with competitive rates.
📞 Call FundInvoice us now at 03330 113622 – No obligation, just independent expert support!
Please note that this invoice finance and factoring cash calculator is only indicative of the level of funding that you might raise through invoice finance products such as factoring & invoice discounting and does not guarantee that you would be able to generate that level of funding. Please speak to one of our experts for an accurate calculation of the level of finance that you could raise based on your individual circumstances.
